sábado, 8 de septiembre de 2007

Mortgage Manager

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ATTENTION HOMEOWNERS - Save THOUSANDS of Dollars on your Existing Mortgage by using our FREE Software


FREE Software • FREE Service • NO Obligations

This is our home that we are saving THOUSANDS of dollars on with a free, 3 minute download! When we took out our mortgage on our home, we could not afford a 10 or 15 year mortgage, so we went with a 30 year mortgage. We knew that if we could get on bi-weekly payments, we could cut off 7 - 15 years, but our mortgage company did not offer that option. The companies that we checked into doing this for us was charging 100's of dollars along with a monthly fee, so I thought I could discipline myself to send in extra payments. But of course, that only happened a couple of times. Human nature I guess! But I have read that 91% of all people who get started doing this quit after 2 months. Why? Because people do forget and it is a hassle. This program is completely automated!

Then we found "Mortgage Manager™". This Free, easy to use software allows homeowners the opportunity to restructure their loans with a safe and proven savings strategy. Why pay thousands to refinance when you can save that money! With Mortgage Manager™, there are no changes or alterations to your original mortgage agreement and you can cancel anytime for any reason with out penalty.

I can't tell you how beneficial a bi-weekly payment program is! It is a must and it is necessary if you want to pay off your mortgage quickly and save literally THOUSANDS of dollars. Here is a chance to set up your mortgage on bi-weekly payments WITHOUT spending a single penny! You will start saving immediately!

You are probley asking your self how this works. In a nutshell, your monthly mortgage payment is divided into two payments. Our service will withdraw the first half of your payment from the bank account you designate every other Friday from when you get started. This works well for me, for I get paid every two weeks. Half of my mortgage payment goes into a separate account I have set up from my paycheck.

This saves you 15 days of interest every single month. Because payments are divided in this way, you will end up making one extra payment every year, saving you interest which will be applied to your principal.

It's FREE, It's Easy and there is...

Start saving today!



What is Mortgage Manager™

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The Mortgage Manager™ is a mortgage payment service. We use electronic fund transfers to debit the homeowner’s bank account every two weeks. Biweekly transfers mean that funds are transferred every two weeks not twice per month. There is a difference.

When a homeowner changes to a Biweekly budget, it allows them to accumulate the equivalency of a 13th payment over the course of an entire year by giving them the ability to make 26 Biweekly payments. Funds are forwarded to the lender once per month because that is the only way they will accept and post them. Periodically the lender will receive the equivalent of 3 Biweekly payments to post in a single month, which allows one biweekly payment to be applied to the principal balance of the loan. Funds are immediately forwarded to the lender, not held and applied directly to the loan’s principal balance increases the homeowners equity as much as 300% or more. It also greatly reduces the amount of interest paid because the lender compounds interest on a lesser amount.

The auditing program which is supplied to subscribers after using the service for a MINIMUM of 6 months, will track the biweekly payments to make sure they are applied correctly by the lender. You are sent a password to enter and access the auditing program. This means that the Amortization Schedule cannot be opened. That is because this is the auditing portion of the software and require a password to run the program. You will want to run an audit about once per year and this password is only sent to subscribers who have been using this service for a minimum of 6 months - ABSOLUTELY NO EXCEPTIONS.

What really helps establish the Mortgage Manager™ as a leader in the industry can be directly attributed to the refinance policies of many Lenders and Mortgage companies, as well as the high start up fees that other companies charge for this exact service. In using the Mortgage Manager™, this service is absolutely free to subscribers, which sets us apart from our competition.

We cannot provide this service to any mortgage outside the United States, the reason is because of monetary exchange rate, meaning their payment (in U.S. funds) would constantly change with each payment depending on what the value of a dollar is at that present time. Also, this service is NOT available in Kansa, Texas and California.

However, in the U.S., our Bi-weekly mortgage service is 100% bank and lender approved, so there is no bank or lender that we cannot work with, even private lenders. This service works with all types of mortgages, first and second mortgages, commercial and residential mortgages, including mortgages on trailer homes, mobile homes, rental property, apartment complexes, hospitals, churches, office buildings, etc.

Homeowners do not change lenders because we do not “buyout” their mortgage or take it over. We simply service their existing loan with the existing lender so they can receive the benefits without incurring any refinance charge or other costs. We do not send any statements to the subscriber, however, you will continue to receive all information your lender normally sends you, monthly statements, coupon payment booklets, etc. provided there are no changes to the loan. The owner can simply disregard any coupon payment booklets received because the Mortgage Manager™ sends the proper information with the payments to the lender.

The Owner is always notified by the lender of any changes to their payment, payment address, or transfer of their loan to a new lender. It will be the responsibility of the owner to notify us of any such charges. For example, if the lender adjusts their escrow payments and changes the amount of their monthly payment, the Biweekly payment is adjusted to reflect the change. When the Owner moves or refinance, they will usually cancel the service for a month or two while all the changes are taking place and then transfer the service to their new mortgage. There is no cost to do this.

If you do not have a computer or if you have a MAC computer system, you can still save by using the Mortgage Manager TM. We'll mail you a computerized Savings Analysis of your mortgage. Simply email a request to request@MortgageSaverOnline.com ($35 Value - FREE!)

Home Page | F.A.Q. |Download Mortgage Manager™ | Email Us

Peggy Hendricks
920-685-6468
3570 N Cty Trk K
Omro, WI 54963

peggy@MortgageSaverOnline.com

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