The Reverse Mortgage Specialist

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"I've heard lots of stories about seniors whose lives have truly been changed by reverse mortgages. Financial Freedom, the leader in the field, can give you the facts you need to make a smart decision about whether a reverse mortgage is right for you."

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For homeowners aged 62 and older, reverse mortgages provide a safe way to tap into home equity to pay for what you want or need—without giving up your home. We’ve helped tens of thousands of seniors enjoy the benefits of this important financial tool. In fact, more seniors have chosen Financial Freedom than any other lender, making us the nation’s largest reverse mortgage lender and servicer.

We’ve designed this website to provide the information you need to make an informed decision about what’s right for you. If you have further questions, turn to the reverse mortgage specialist by calling us toll-free at 1-888-REVERSE (1-888-738-3773).

1. What is a reverse mortgage?

Q. What is a reverse mortgage?
A. A reverse mortgage is a loan that enables senior homeowners, age 62 and older, to convert part of their home equity into tax-free* income—without having to sell their home, give up title to it, or make monthly mortgage payments. The loan only becomes due when the last borrower (s) permanently leaves the home.